You can use this checklist to self-assess various areas of your financial plan, and to better understand the kind of work we do. None of your answers are stored or shared, unless you decide to share them specifically with John for further discussion. It's your choice.

I have formally outlined my long-term financial goals (e.g. mortgage payoff, retirement income, children's education, travel budget). *

Yes

No

I have an up-to-date will, including appropriate named executor(s) and trustee(s). *

Yes

No

I know my eventual estate tax and liabilities. *

Yes

No

I have sufficient life insurance to: (check all that apply) *

Ensure the majority of my estate goes to beneficiaries of my choice, rather than the CRA.

Pay off my / my family's debts (e.g. mortgage)

Replace the portion of my future income that is required by my family to maintain their desired lifestyle.

I don't own or require life insurance (ie I have sufficient liquid assets to cover all of the above)

Uncertain

The amount of insurance I have today was determined, within the last 5 years, via a comprehensive analysis of my specific needs. *

Yes

No

Uncertain

I have projected my retirement income needs and sources, taking longevity, inflation and current/future tax brackets into consideration. *

Yes

No

Uncertain

My investment portfolio was created using a defined process. *

Yes

No

Uncertain

My investment portfolio is actively monitored, rebalanced and updated. *

Yes

No

Uncertain

I am maximizing the benefits of my Tax Free Savings Account within my overall financial plan. *

Yes

No

Uncertain

I am confident that I am / we are adequately prepared for a thirty-year retirement, with no employment income, in an inflationary environment. *

Yes

No

Uncertain

Name *

First Name

Last Name

Permission to contact *

In keeping with Canadian Anti-Spam Legislation, John needs your explicit consent to contact you by email. We promise - he will not abuse the privilege! No automated / spam emails etc. And you may withdraw your consent at any time.

Agreed!